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Navigating the financial minefields in your marriage

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As with all challenges in a marriage, often what starts as a small issue can fester and grow into a large problem, given enough time.
It’s not surprising that after being together a few years, some couples realize that the financial quirks they initially found amusing or simply ignored in their spouse now dominate their marital disagreements.
In fact, money issues tend to top the reasons for divorce.
If you’re having financial difficulties, long before they escalate step back and examine how and when you and your spouse discuss – or don’t discuss – your financial situation, and explore ways to ease the tension.
•Put it on the calendar
You’re both busy and have probably divvied up the chores, including who pays the bills.
But even if you completely agree on money matters, the family ‘accountant’ should keep his or her spouse in the loop – if for no other reason than so they can easily take over managing the finances in an emergency.
Set up monthly or even weekly meetings to discuss things like bill payments, progress or setbacks regarding savings goals, budgeting for upcoming expenses (property taxes, insurance premiums, back-to-school supplies) and strategies for coping with unforeseen expenses (car repairs, emergency dental work, bailing out a family member).


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