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Columns

  • Knowing which type of insurance is best

    When it comes to insurance, many people face the Goldilocks dilemma: Am I buying too much coverage, not enough, or just the right amount?
    How do you determine your proper insurance levels while ensuring you don’t waste money on unneeded coverage – or worse, leave your family exposed?

  • Whenever the economy tanks, folks inevitably rein in spending

     

       

    So many expenses, so few dollars saved. That’s the dilemma faced by millions of Americans – everyone from struggling college students to young families saving for a down payment to baby boomers approaching retirement. 

  • More money, less result

    During her campaign, Gov. Susana Martinez said that she would not cut education. Based on revised budget numbers that were released immediately after she was elected, that went out the window. Now, Martinez is proposing very modest cuts of 1.5 percent for K-12.

  • Let the good times roll

    We’re out of the woods. We’re out of the dark. We’re into the light.
    Nope, we’re not in Kansas anymore. However, there is a Wizard of Oz-like feel to remarks made by Mark C. Snead, an energy economist from the Denver office of our Federal Reserve Bank.
    Speaking to the CFA Society of New Mexico, Snead reportedly said New Mexico and other oil and gas producing states were on the verge of good times.  

  • Perhaps U.S. is lagging

    The pubic is bombarded with news reports saying that young people in the U.S. aren’t learning enough about science, especially compared to kids in Asia.
    I’m not sure that’s true, because I work at a large university where I see very able American students starting to excel in their scientific careers, and I hear back from them as they flourish in later years.   
    But perhaps we really are falling behind. After all, everyone says so.
    How would we start to investigate that possibility?

  • Tax considerations for the self-employed

    Self-employment has its appeal, especially when businesses aren’t creating jobs fast enough for the nation’s unemployed.

  • Review is dismal flop

    Oh, dear. Sunset review is back again – another great idea that may not work so well in New Mexico.
    Sunset review is legislative code language for kicking the can down the road.      If it worked, we would not today have the proliferation of boards and commissions that some folks consider irrelevant and excessive. They would have been sunsetted — that is, closed — in prior legislative sessions.

  • Udall's big day in DC

    Sen. Tom Udall has had his big day in Congress – at least for now. New Mexico’s freshman Democratic senator and a number of colleagues elected in the big Democratic years of 2006 and 2008 became dissatisfied about the Senate’s slow pace a year or so ago.
    Udall, his cousin Rep. Mark Udall of Colorado, and a few others with experience in the U.S. House of Representatives, were accustomed to a much quicker pace of work, with bills rammed through by strong leaders such as Nancy Pelosi, Tom DeLay and Newt Gingrich.

  • Valentine's Day isn't the only time for us to appreciate others

    Valentine’s Day is just around the corner, reminding us to celebrate the ones we love. But most of us need more than one day a year to remember to honor and cherish those dear to us.
    I was telling my husband off in my head the other day. You know the way you vent your frustration with the virtual argument you can win, rather than with the actual one you probably won’t, when I suddenly realized that, what I was saying to him, equally applied to me.  

  • How’s that working for ya?

    Do you ever wonder why children don’t routinely stick their hands in fire?  
    Maybe it’s because they did it before and it hurt?  They learned not to do it again.  This is what psychologists call “one trial learning.”