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Today's News

  • Lawmakers worry more about predatory lenders than about borrowers

    Storefront lenders can still charge their low-income borrowers any interest rate they see fit because legislators didn’t fix the problem.
    These companies, called “predatory” by their many critics, are the bottom feeders of banking. They exist because there’s a need.
    A lot of people never have enough money left after expenses to make a deposit and they don’t have credit cards either.
    The term for them is “the unbanked.”
    Storefront lenders make small loans at triple-digit interest rates (or more) to the unbanked. When borrowers can’t repay, lenders roll over the loan and fees and interest spiral.
    Predatory lending is the flawed answer to a problem. Banks and credit unions are practiced in sizing you up to decide if you’re credit worthy before they loan you a dollar and the complaint is usually that they’re too strict.
    Storefront lenders make loans to anybody. There’s the rub.
    As I discovered when I wrote about them recently, storefront lenders don’t care whether you’re credit worthy or not. They expect to get burned on a large number of their loans, so they charge high fees and interest rates. They make their money from the people who do attempt to repay their loans.

  • LANL’s Hoover will be in Washington

    A group of 10 delegates from the New Mexico library community, including one from Los Alamos National Laboratory, will travel to Washington, D.C. this week to attend the American Library Association (ALA) National Library Legislative Day (NLLD).
    The annual event gives representatives from each state the opportunity to meet with their Senators and U.S. Representatives on Capitol Hill to advocate for local and national library issues.
    Among those attending is Carol Hoover, the digital information resources manager at Los Alamos National Laboratory Research Library and chair of the New Mexico Library Foundation Board of Trustees.
    This year’s delegation, the largest ever sent to NLLD from New Mexico, is led by Acting State Librarian and Department of Cultural Affairs Deputy Cabinet Secretary Michael Delello and includes librarians from the New Mexico Municipal League Librarians Association, New Mexico Library Association and New Mexico Library Foundation, as well as public, school and academic librarians.
    The delegation will speak to Congressmen and Senators about various issues important to libraries here in New Mexico such as recent library legislation.

  • Regulating shows lack of R&D

    Research and development (R&D) is the good genie that improves every technical tool important to society and business.
    Few tools have more troubling defects than the tools of regulating. We know so by the heated reactions they spark in every interest group.
    Why then is R&D used so little to improve these tools? Our lack of R&D ignores the lush fields of opportunity for improving regulatory tools.
    R&D projects can be mapped to show where they fit with the four distinct steps in the regulatory process, namely, (1) rule-making, (2) permitting, (3) inspection and (4) enforcement.
    Politics and publicity focus on rule-making, which also involves science and engineering. Yet, most of the day-to-day work is in implementation — permitting and inspecting. Here is where many tasks could be done better, faster and cheaper if aided by 21st century technology. Indeed, this is the founding vision of R&D.
    In broad terms, environmental voices are not fond of swift permitting. By the same token, industrial voices are not fond of swift inspection and enforcement.
    Over time, each side tweaks certain parts to make them clumsy. Both sides conclude that a clumsy part is a fair reason to add more unwieldy parts. Both sides and all taxpayers suffer the cost of this contest.

  • 'Toppers take strides in home meet

    The Los Alamos track teams had its final tune up before the district championships Friday at home on Sullivan Field.
    A few ’Topper athletes qualified for state in the meet and some others showed improvement from their previous qualifying marks.
    “We had some really good performances,” Los Alamos boys head coach Larry Baca said.
    The Hilltopper boys won the meet with 139 points, followed by St. Michael’s (104), Santa Fe High (55), Española Valley (43) and Capital (14).
    In the girls’ team race, Los Alamos and St. Michael’s were also in a battle for the top spot. The teams were tied late in the meet, but St. Michael’s first-place finish in the final event, the 4x400 relay, helped them take first as a team with 122 points, just 2 ahead of Los Alamos. Santa Fe (82) finished third, Española Valley (19) came in fourth and Capital (3) was fifth.
    Liam Johnson was one of the highlights of the meet again. He broke the sophomore record in pole vault that he set last week, clearing 13 feet, 3 inches to win the event. Sean Reynolds (11-3), Jacob Holesinger (10-9) and Tyler Moore (10-3) finished third through fifth in the event for Los Alamos.

  • Today in history May 2
  • Church has temporary space for worship, meetings

    The Unitarian Church of Los Alamos will now hold all meetings, classes and worship services in their temporary headquarters located in the TRK Building at 195 East Road, Suite 101 while a new church building is constructed at its Sage Street location.
    All are welcome to Sunday services at 10:30 a.m. This week, the Rev. John Cullinan will lead a dedication of the temporary space, welcome new members of the congregation, and preach on “A Liberating Faith.”
    This week’s 9:30 a.m. Forum lecture series will feature a presentation on the 2015 Mexico Mission Trip, with a slide show and discussion from youth and adults who built houses in Puerto Peñasco over Spring Break.
    Religious Education classes are held at 9:30 a.m. for all ages, and nursery care is available.
    The new building is scheduled for completion by March 2016. Visit uulosalamos.org for more information.
     

  • Church listings 5-1-15

    Baha’i Faith
    For information, email losalamosla@gmail.com. For general information, call the Baha’i Faith phone at 1-800-228-6483.
    Bethlehem Lutheran
    Bethlehem Evangelical Lutheran Church, a member of the ELCA, is located at 2390 North Road, 662-5151; see a map at bethluth.com. The Eucharist is celebrated each Sunday at 8:15 a.m. and 11 a.m., with coffee and doughnuts served between services during our Education Hour of classes for all ages. The preaching is biblical by our Pastors Bruce Kuenzel and Nicolé Ferry, the music is lively, children are welcome and abundant, and a well-staffed nursery is provided. All are welcome! Come Join the Family!
    Bryce Ave. Presbyterian
    The church is located at 3333 Bryce Ave. The Rev. Henry Fernandez preaches, bapca.org, info@bapca.org. For information, call 672-3364.
    Calvary Chapel
    Sunday school classes for all ages at 9:15 a.m. At 10:30 a.m., worship and a study of the Biblical Jesus as He relates to people in our look at the Gospel of Exodus.
    The Christian Church
    92 East Road, 662-6468, lachristian.org. 9-10 a.m. Sunday school; 10-10:30 a.m. Coffee Fellowship; 10:30 a.m. Worship Service. Rev. Doug Partin, Assoc. Rev. Ben Partin.
    Christian Science
    1725 17th St. 662-5057.
    Church of Christ

  • Bible answers: Should communion be exclusive?

    “Should individuals be excluded from communion just because they are not members of the church in which it is being observed?” — David

    If you thought the topic of baptism generated high-energy responses, you ain’t seen nuthin’ yet. Just mention communion. A great deal of blood has been spilled among Christians over the former — but immeasurable words of theological debate have been penned regarding the latter.
    In this brief space we cannot get into transubstantiation, consubstantiation, and related views of the New Testament teachings on the supper. Neither can we delve into the specific nature of the efficacy of the event, whether sacramental, salvific, or symbolic. All of these topics do relate to your question, however, because various Christian traditions have, rightly or wrongly, successfully rendered communion as well as baptism into actions of the church that divide believers.
    So, let’s look at the texts (Mt. 26:26-29; Mk. 14:22-25; Lk. 22:17-20; I Co. 11:23-25). We may conclude from the simple instructions given to Jesus’ disciples that the meal is for all Christ-followers. For non-believers it is merely an unsatisfactory snack.

  • Breast cancer can hit cats, too

    Breast cancer is unfortunately prevalent not only among humans, but also in our feline friends.
    Just like with people, mammary cancer is very aggressive in cats, and they have the best chance of survival if caught early.
    “Eighty-five percent of mammary tumors found in cats are malignant, and more that 80 percent will eventually spread to other locations in the body, such as the lymph nodes, lungs, bone and internal organs,” said Dr. Jacqueline Bloch, medical oncology resident at the Texas A&M College of Veterinary Medicine & Biomedical Sciences.
    It is found that Siamese and domestic shorthair cats are more at risk for mammary tumors.
    “Siamese are especially prone to developing them at a relatively young age,” Bloch said. “The average age is 10 years in other cats.”
    However, it is a risk for any cat to develop a mammary tumor, and like with other cancers, it is important to get a proper diagnosis.
    “Mammary tumors in cats are best diagnosed by a biopsy. This helps us to give prognostic information to the owners as well as diagnosis,” Bloch said. “Sometimes we can obtain diagnosis by a relatively non-invasive needle biopsy.”

  • Thank you from Lions Club

    Giving sight to community

    The Los Alamos Lions Club would like to express appreciation to the people of Los Alamos who have donated their used eyeglasses. These glasses are taken to an eyeglass distribution center where they are refurbished and given to needy persons in the United States, as well as around the world.
    Only volunteers of the Lions Club perform these jobs. Thanks also to Eye Associates of New Mexico for their donation of glasses.
    The collection boxes for used eyeglasses may be found at the Betty Ehart Senior Center, Los Alamos Medical Center and the Mesa Public Library.
    Lions Club has a dinner meeting at the home of Mary Swickard the first and third Thursday of the month. Any interested persons are welcome. Call 672-3300 for more information.