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Video games aren’t so bad after all

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Next time you’re tempted to lecture your kids about wasting too much time on video games, first check out which games they’re playing – it turns out they may actually be learning important life lessons.
Much research has been done on whether online games and other interactive educational tools can teach people how to make better decisions regarding personal finances, including an exciting new study called “Improving American’s Financial Literacy: Educational Tools at Work,” by Lisa A. Donnini, PhD, KayAnn Miller and Kitch Walker.
The authors compared the credit performance of thousands of college students who opened Wells Fargo credit card accounts in two categories: Those who completed an online financial tutorial on the wise use of credit prior to being issued their card; and those who did not.
The tutorial was based on content from Practical Money Skills for Life, a free financial literacy program run by Visa Inc.
Wells Fargo analyzed each account’s performance more than a year after they were opened and found that cardholders who took the tutorial demonstrated dramatically better credit behavior than those who did not.
The results were eye-opening. Those who completed the tutorial:
•Had revolving monthly balances that were 20 percent lower than those who did not.


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