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The price of kids' extracurricular activities

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When budgeting for back-to-school expenses, parents generally include routine fare like clothes, school supplies and maybe a new backpack. But if your kids participate in extracurricular activities, whether it’s sports, music lessons, or art classes, you could be on the hook for hundreds — or even thousands — of dollars in additional expenses throughout the year if you’re not careful.
As parents, we hesitate to stifle our children’s athletic and creative urges, especially when it can be so difficult to drag them away from their iPods and Xboxes. But sometimes you’ve just got to step back, weigh the different options available and decide what you can afford without upsetting your other financial goals and responsibilities.
You’ll face tough questions like, “Is it better for my child’s future to spend $500 on a soccer day camp he’ll really enjoy, or to invest the money in a 529 College Savings Plan?”
My wife and I commonly wrestle with these types of questions. For example, last fall our son had outgrown his baseball equipment and was begging us for a new bat that cost $125. A year later, it sits on the sidelines because he prefers to use a friend’s bat. (We’re not complete pushovers, however: When he recently obsessed over a $200 pair of high-tech gym shoes, we said no.)


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