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Natural disasters are inevitable, unpreventable and often come without warning. No part of the world seems to be spared, whether it’s a hurricane, earthquake, tornado, drought or flood.
Even though such catastrophes can’t always be predicted, their likely aftermaths often can, including property loss, power or water service disruption, scarcity of food and supplies or overtaxed relief organizations.
Superstorm Sandy was a powerful reminder of why it’s vital to develop a family disaster plan.
By planning ahead and knowing what you might need under dire circumstances, you can save yourselves a lot of time, money and grief.
The Federal Emergency Management Agency (FEMA) offers great suggestions for developing a family emergency plan, building an emergency supply kit, and learning what to do before, during and after emergencies — even a plan for family pets (fema.gov).
Once your physical safety has been assured, you’ll inevitably need to access important financial and legal records, whether to file insurance claims, apply for loans or simply withdraw cash.
Taking these few steps now will make accessing such information much easier when the time comes:
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