.....Advertisement.....
.....Advertisement.....

Money-saving tips on open enrollment

-A A +A

Over the next few weeks, millions of Americans will receive their 2013 open enrollment materials. Although it’s tempting to simply check “same as last year,” that can be a costly mistake – especially if your employer is offering different benefit plans next year or your family or income situation has changed.
Plus, an important feature of health care flexible spending accounts, which many people use to reduce their tax bite, is changing next year (more on that below).
Here’s what to look for when reviewing your benefit options:
Many benefit plans – especially medical – change coverage details from year to year. If you’re offered more than one plan, compare features side by side (including plans offered by your spouse’s employer) to ensure you’re choosing the best alternative. Common changes include:
• Dropping or replacing unpopular or overly expensive plans.
• Increased monthly premiums for employee and/or dependent coverage.
• Increased deductible and/or copayment amounts for doctor visits, prescription drugs, hospitalization, dental or vision benefits, etc.
• Revised drug formularies.
• Doctors and hospitals sometimes withdraw from a plan’s preferred provider network.


If you subscribe to the newspaper, you receive FREE access to all the exclusive content of the web site! Simply register to receive uninterrupted access to our award-winning and in-depth local online content!

Renew Current or Past Subscription / Register for Online Subscription

If you currently subscribe or have subscribed in the past to the Los Alamos Monitor, then simply find your account number on your mailing label and enter it below.

Click the question mark below to see where your account ID appears on your mailing label.

Newspaper Acct. ID:
info
Street Address:
(exactly as it appears on the label)

If you are a subscriber and you do not know your account ID or don't have a copy of your newspaper available that shows the information on the address label you can click continue below to search for your account.

New Subscription/30 Day Free Trial Account

If you are new to the award winning Los Alamos Monitor and wish to get a subscription or simply gain access to our online content then please enter your ZIP code below and continue to setup your account.

ZIP Code:



Create a limited access account.
Register to participate in community forums, post on the community calendar, blog etc. This registration does not give you full access to read our award winning content, etc.

The Los Alamos Monitor | lacirculation@lamonitor.com | 505-662-4185
256 DP Road, Los Alamos, NM 87544
Office Hours are 8:00 a.m. to 5:00 p.m., Monday through Friday