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Knowing when a contractor's needed

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Do I need a contractor? Well, that depends. If you are a homeowner and want to work on your own home, you can perform that work under a Homeowner’s Permit. State law allows you to act as your own general contractor in this case by obtaining a homeowner’s permit. Under that permit you can do any general construction that you want by either performing the labor yourself or contracting out various aspects of your project.  
Additionally, if you want to take a state administered test – and, of course, pass the test – you can perform the electrical and or the plumbing portion of the work for your project. The only part of your project that you cannot undertake is the mechanical portion. This includes the heating and air conditioning. For that, you will have to hire a licensed contractor.
If you are a business owner and want to have work done on your place of business, other than painting and cleaning, you do need a contractor. State law does not provide for any type of ‘owner permit’ that would allow you to undertake that work on your own.  Thus, a business owner cannot act as a general contractor.  Any contractor you hire for that work will need to be a commercially licensed contractor.


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