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Imagine there is a new law in the land. Everyone has to purchase an infant car seat. Already have one? Don’t have kids? Don’t have a car? Can’t afford it?
Sorry, you can’t opt out of this one. The intent of the law was to provide a car seat for those who couldn’t afford it. Law advocates feared that a child might get missed, if car seats were made optional. There was a “collective gasp” at the possibility of parents having the choice to “opt-out” of this life-saving device. The cost estimate of pennies per person turned into a total cost of many billions, due to the cost of implementation.
The good idea had many disastrous consequences, such as massive debt, increased taxes and unemployment, but alas, it was too late to reverse it.
In the Exchanges, every qualified health plan (QHP) will be required to cover pediatric benefits, oral and vision. Since most health plans lack a pediatric vision benefit, 45 states will use benefits from the Federal Employee Dental and Vision Insurance (FEDVIP) plan or the Children’s Health Insurance Plan (CHIP). Sounds great, huh?
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