Disaster plans essential for small businesses

Summer is prime disaster season in New Mexico, whether the disaster is a wildfire, flood or tornado. Two years ago saw the Manzano Fire in Estancia, tornadoes in Clovis and flooding in Ruidoso. Three years ago, floods hit Doña Ana County.

For a small business, closing for just one day due to an unforeseen disaster can often mean huge financial losses — especially at a time when small businesses are investing time and money into creating jobs to lead America’s economic recovery.

That’s where the U.S. Small Business Administration can help. In addition to its mission of creating wealth and jobs by promoting the success of small business, the SBA does all the disaster lending that happens in the United States in the wake of declared disasters, and it recently teamed up with Agility Recovery Solutions to create an online continuity planning workshop called “Prepare My Business” (www.preparemybusiness.org).

Last year alone, the SBA approved more than 3,300 business disaster loans totaling $372 million. Many of these businesses had disaster-preparedness plans in place that allowed them to rebound, rebuild and start contributing to their local economies once again.

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