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College loans come back to haunt

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By Hal Rhodes

For several years now, I have served on a scholarship selection committee at the University of New Mexico for graduate students on such career paths as college teaching, law, public administration and the Foreign Service.
It has been a rewarding, if sometimes frustrating experience — so many qualified students with meritorious goals in competition for limited financial assistance, lots of need without the wherewith to help them all. Still, I and others on the committee could take some comfort in knowing that other resources were often available to students we were unable to help.
In New Mexico, there are at least a handful of other privately funded scholarship and fellowship programs. There are also the quasi-publicly funded lottery scholarships at each of the state’s universities, although that program itself has now made the needy list. And then there always college loans to which students may turn when all else fails.
Unfortunately, all else fails all too often for all too many these days.
As the Project on Student Debt, an initiative of the Institute for College Access and Success, recently noted, “Seven in 10 college seniors (71 percent) who graduated last year had student loan debt, with an average of $29,400 per borrower.”


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